Inflation pushes Iranians to buy food in installments

Rising inflation in Iran has pushed households to buy even basic food items in installments, reshaping consumer habits.

Rising inflation in Iran has pushed households to buy even basic food items in installments, reshaping consumer habits.
Official figures published this year showed point-to-point inflation climbing above 73%, sharply increasing the cost of household essentials compared with the previous year. Food prices rose particularly fast, with some staples more than doubling in price.
The shift has extended installment payments beyond traditionally expensive products such as refrigerators and washing machines to groceries and supermarket packages, according to local media reports.
Chain stores and smaller retailers now advertise food, hygiene products and household supplies with payment plans spread over several months.
“When even basic necessities are sold in installments, it clearly reflects the pressure inflation has placed on household finances,” Tehran-based Eghtesad News wrote in a report published on Thursday.
Second-hand market expands
The inflation surge has also accelerated demand for second-hand appliances, furniture and electronics as many households move away from buying new goods outright.
A Tehran mother identified only as Maryam told the outlet she bought a used refrigerator for roughly half the price of a new one after concluding the retail cost was no longer manageable.
“It is better to take some risk and buy second-hand than pay the heavy cost of a new product all at once,” she said.
Negin, a university student whose classes are now held online rather than in person, needed a laptop to continue her studies. Faced with soaring prices, she settled for a lightly used second-hand laptop. “This option allowed me to continue my studies without taking out a loan,” she said.
Vendors in electronics and appliance markets also reported higher demand for used goods, with some sellers describing increases of between 40% and 60% compared with previous years.
Food and housing costs squeeze budgets
Economists and local observers say the change reflects deeper structural pressure on household budgets as spending on food, housing, utilities and services consumes a growing share of monthly income.
Annual inflation has surpassed 53%, according to official data, while prices for dairy, meat, rice, cooking oil and eggs have climbed sharply.
The report said many consumers now view installment purchases and second-hand goods not as cheaper alternatives, but as the only practical way to maintain daily living standards under prolonged inflationary pressure.